The first thing we need to do is take a look at the most common factors that regard the price of a new teenage driver's car insurance premium.
What vehicle are you going to be buying - if you are looking to get a sports car or fancy vehicle with premium wheels that is all done up, that may be your first mistake is better to go with the basic model vehicle. This way you would significantly help reduce the cost of the 16-year-old insurance policy, while providing a much safer vehicle
What is the gender of the driver - call it sexist or what you would like a teenage girl we paying much less for their insurance premium than a boy of the same age. Insurance companies consider most female drivers more responsible than their male counterparts of the same age, especially when it comes to teenagers. And this will certainly affect the premium that a 16-year-old has to pay.
Did the driver go to driving school - most insurance companies will give first-time drivers. A significant discount, if they have gone to driving school in taking driving lessons. So it is very important to teach your 16-year-old driver to be safe on the road. Pay attention to the street signs, and to follow all the driving rules. If they do this, after a few years they will begin to accumulate safe driving points, and the insurance premium will begin to lower
When it comes to car insurance for a 16-year-old and teenagers in particular. Auto insurance policy premiums tend to be very high due to the fact that they do not have any driving record, and they're considered to be more reckless than older person of the same gender. But if you follow the tips that I have listed here, you will certainly be able to save significantly on your 16 year old's new insurance policy.
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